These Terms & Conditions govern your access to and use of the Bachat One website, services, tools, calculators and related financial-product information. By accessing or using this website, you acknowledge that you have read, understood and agreed to these terms.
1. Acceptance of Terms
By accessing or using Bachat One, you agree to comply with these Terms & Conditions and all applicable laws and regulations.
If you do not agree with any part of these terms, you should discontinue using the website and its services.
2. Our Services
Bachat One provides a digital platform that assists users in exploring, comparing and applying for financial products offered by lending and financial partners.
Our website may provide information relating to:
- Personal loans
- Home loans
- Business loans
- Loans against property
- Credit cards
- EMI and financial calculators
- Other financial products and services
3. User Eligibility
You must provide accurate and complete information when using our services.
You are responsible for ensuring that the information submitted by you is correct, current and belongs to you.
You should not use the website for any unlawful, fraudulent or unauthorized purpose.
4. Information Provided by Users
When you use certain services on our website, you may be required to provide information such as your name, contact information, financial details and other information necessary for processing your request.
You agree that the information provided by you will be truthful and accurate to the best of your knowledge.
Please do not submit information that belongs to another person without appropriate authorization.
5. Third-Party Lending Partners
Bachat One may work with banks, NBFCs, credit-card issuers and other financial institutions.
Financial products displayed on the website may be offered, processed or approved by these third-party institutions.
Each lender may have its own eligibility requirements, interest rates, fees, terms and approval policies.
6. Loan and Credit Applications
Submitting an application or enquiry through Bachat One does not guarantee approval of a loan or credit card.
Final approval, loan amount, interest rate, tenure, fees and other terms are determined by the respective lender or financial institution.
Bachat One does not have the authority to independently approve or guarantee a loan application unless expressly stated otherwise.
7. Disclaimer
The information available on this website is provided for general informational purposes.
Although we make reasonable efforts to keep information accurate and updated, we do not guarantee that all information, rates, offers, eligibility criteria or product details will always be complete, accurate or current.
Users should verify the final terms and conditions directly with the relevant financial institution before entering into any financial agreement.
8. Limitation of Liability
To the extent permitted by applicable law, Bachat One shall not be responsible for losses arising from decisions made by users based on information available on the website.
We are also not responsible for delays, interruptions, technical failures or actions taken by third-party financial institutions.
9. Privacy and Data
Your use of the website may involve the collection and processing of personal information.
Such information will be handled in accordance with our applicable privacy practices and policies.
Please review our Privacy Policy for additional information.
10. Prohibited Activities
You agree not to misuse the website or attempt to interfere with its normal operation.
- Use the website for fraudulent purposes.
- Submit false or misleading information.
- Attempt to gain unauthorized access to systems or data.
- Introduce malicious software or harmful code.
- Copy, reproduce or misuse website content without authorization.
11. Intellectual Property
Unless otherwise stated, the content, branding, design, graphics, text and other materials available on Satyam Capital Hub are protected by applicable intellectual property laws.
You may not reproduce, distribute, modify or commercially exploit such content without prior permission.
12. Changes to These Terms
Bachat One may update or modify these Terms & Conditions from time to time.
Updated terms will be posted on this page. Continued use of the website after changes are published constitutes acceptance of the updated terms.